Municipal governments face potential liability in virtually everything they do. There are risks in the infrastructure involving public buildings, streets and playgrounds. There are potential liability issues created by municipal services, including law enforcement, fire protection, and zoning. There are causes for concern in employment practices and workers compensation. Wright Risk Management has earned a reputation for helping municipalities manage and finance the range of risks they confront on a daily basis.

WRM works diligently to help municipalities assess specific risk factors and meet specific risk financing needs. For example:

• We created and manage the New York State Municipal Workers Compensation Alliance, providing coordinated claims, loss control, accounting, and regulatory compliance services.

• A WRM team collaborated in the creation of a Property, Auto and Liability (PAL) Insurance Program for Connecticut municipalities, creating a comprehensive and competitive property and liability program for municipal governments as an alternative to the limited property and casualty coverage available in the state.